Thomello ea thepa ea leoatleng e itšetleha ka barekisi (baromeli ba thepa kapa ba tsamaisang thepa) haholo-holo ka lebaka la boitseanape ba bona bo ikhethang le bokhoni ba bona ba litšebeletso tse felletseng, tse tsamaisang lits'ebetso tse rarahaneng tsa thepa le ho fokotsa likotsi. Mabaka a bohlokoa a kenyelletsa:
Tsebo ea Setsebi le Kopanyo ea Mehloli
Barekisi ba na le{{0}tsebo e tebileng ea litsela tsa lefats'e, melao ea boema-kepe, linako tsa likepe le litlhoko tsa thepa (mohlala, lisebelisoa tse kotsi kapa thepa e entsoeng ka sehatsetsing). Ba kopanya lits'ebeletso tse tsoang ho bajari ba bangata, li-insurers, le mekhatlo ea lekhetho, ba fana ka tharollo e lumellanang le litlhoko tse khethehileng tsa thomello.
Tšebeliso ea Litšenyehelo
Ka ho sebelisa thepa e kopaneng ea thepa le litšebelisano tsa nako e telele- le barekisi ba thepa, barekisi ba buisana ka litefiso tsa thepa le lipehelo tse feto-fetohang tseo batho ba ke keng ba li boloka ba le bang. Li boetse li fokotsa litšenyehelo tsa thepa ka kakaretso ka lits'ebeletso tse kopantsoeng joalo ka polokelo ea thepa le tumello ea lekhetho
Taolo ea Likotsi
Barekisi ba rarolla mathata a joalo ka tšubuhlellano ea boemakepe, tieho ea boemo ba leholimo, kapa liphoso tsa litokomane. Ba fana ka mekhoa ea liinshorense, ho khutlisa litsela ka tšohanyetso, le ho latella-ka nako ea sebele, ho fokotsa tahlehelo ea thepa kapa tieho.
Nolofatso ea Ts'ebetso
Ho sebetsana le litokomane tse rarahaneng (mekoloto ea thepa, li-invoice tsa khoebo), ho latela melao ea lekhetho, le{0}}tsamaiso e mengata ea maoto (lemati-ho-lisebelisoa tsa mamati), barekisi ba felisa mathata a tsamaiso bakeng sa barekisi. Sena se bohlokoa haholo bakeng sa thomello ea nako-e hlokolosi kapa e laoloang
Karabelo ea Ts'ebeletso
Barekisi ba fana ka ts'ehetso ea bareki ba inehetseng ka ho rarolla mathata ka potlako, athe bajari ba etelletsa tšebetso ea likepe pele ho feta lipotso tsa bareki. Sena se tiisa puisano e bonolo le tlhokomelo ea motho ka mong nakong eohle ea thomello